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Friday, 28 August 2015
Nomophobia, a new Technology fear
Do you feel ragged when running out of cell phone? Any fear or anxiety strikes you that very moment? Well, if your answer is Yes! Then Study says, You got gripped under “Nomophobia…”Nomophobia is a fear of being out of cell phone. It starts with anxiety, fear and can cause a severe destruction on your mind leaving you depressed, angry and feeling lonely all the times.Is Technology proving a boom or bane for you! This has become the major subject to debate on. In new era of technology, tremendous innovations have risen up your lifestyle and mend the ways to its best. To its one side of coin, acting like a life savior whereas other end is dumping your life into a big hell. Smart phones, I am sure everyone have and if don’t, must be planning to buy soon. Today, thousands of applications have overloaded you mind becoming a part of daily needs. Updates of weather Forecasting, Social media like Facebook, Twitter etc is more essential than the meal you have. Apart of this, if are in relationship, you know what I mean??? Then how money and battery goes up and down is the matter of real concern! But nothing can harm you much, till become habituated to the thing you always wanted to have. Full of fear, annoying acts, tempered personality, excitement, perspiration, shivering are some major symptoms of person suffering from Nomophobia. In 2010, UK-based research organization examines these symptoms arouse in mobile phone users and you will amaze to listen that only in Britain 53% of cell phone users are Nomophobe who react rubbishly when they lose their mobile phone, run out of battery, credit, or network coverage. Recently, Caglar Yildirim, a Ph.D. student in human computer interaction and Ana-Paula Correia, an associate professor at ISU’s School of Education have decided to identify four dimensions of this contemporary phobia. With the association of US researchers, questionnaire has prepared to determine the score based results of Nomophobia developed in the country.In Questionnaire, participants were provided with question list and their scores were calculated based on their responses 1 (Strongly disagree) to 7 (Strongly agree). The list included the questions like “I would feel uncomfortable without constant access to information through my Smartphone”, “Being unable to get the news (example happenings, weather, etc.) on my Smartphone would make me nervous.”Moreover, other queries were like I would be annoyed if I could not look information up on my Smartphone when I wanted to do so. I would be annoyed if I could not use my Smartphone and/or its capabilities when I wanted to do so.Running out of battery in my Smartphone would scare me. If I were to run out of credits or hit my monthly data limit, I would panic. If I did not have a data signal or could not connect to Wi-Fi, then I would constantly check to see if I had a signal or could find a Wi-Fi network. If I could not use my Smartphone, I would be afraid of getting stranded somewhere. If I could not check my Smartphone for a while, I would feel a desire to check it… were some more detailed queries in Questionnaire.Additionally, there is another section which is headed with the line ‘If I did not have my Smartphone with me’ then I would feel anxious because I could not instantly communicate with my family and/or friends, I would be worried because my family and/or friends could not reach me.Other questions were: I would feel nervous because I would not be able to receive text messages and calls. I would be anxious because I could not keep in touch with my family and/or friends. I would be nervous because I could not know if someone had tried to get a hold of me.Participants also answered to: I would feel anxious because my constant connection to my family and friends would be broken. I would be nervous because I would be disconnected from my online identity. I would be uncomfortable because I could not stay up-to-date with social media and online networks. I would feel awkward because I could not check my notifications for updates from my connections and online networks. I would feel anxious because I could not check my email messages. I would feel weird because I would not know what to do.Friends! Go through these questions and score yourself. Nomophobia can attack any person any time anywhere. So beware! Find some tranquility techniques like yoga, meditation to give your soul a space from addicte d tech things.
Posted byShikha Nandaat11:56Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsWednesday, 26 August 2015
Taj Mahal, the first ever monument listed in Social Media ‘Twitter’
Agra’s pride and a symbol of immense love ‘Taj Mahal’ turned out to be the first ever monument listed its account in illustrious Social Media portal ’Twitter’. On the eve of independence, UP chief minister Akhilesh Yadav launched the official twitter account – @Taj Mahal. Throughout the world, no such monument greeted this way. In 1653, Mughal emperor Shah Jahan made it in the memory of his beloved wife Mumtaz Mahal. History itself designated this tomb shaped building as the world’s most celebrated structures. But with the time the monument is losing its luster and immense popularity too. Just with an idea to give its esteem back, UP government has taken monument’s Twitter account within you people. Now you can share your pictures and memories linked with it on hashtag #MyTajMemory.Sources say that it was suggested to launch the account from Taj Mahal itself but while keeping an eye on security issues Archaeological Survey of India (ASI) denied the purposal. While this big release, CM Yadav shared his family picture standing in front of Taj Mahal and tagged it on account. Till now more than 2500 visitors has written their stories and many are following.On the bio of the Twitter account written “The official Twitter handle of the World’s most Loved Monument, located in Agra, Uttar Pradesh, India. One of the wonders of the World.” So, when you are going to Share your love and everlasting memories with beautiful pictures on Twitter? Post it today and give your love mate a gift showing affection before the whole world. Posted byShikha Nandaat06:43Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsMonday, 24 August 2015
Symmetric Relation I
Taller, bigger, heavier, smaller, more, less etc are the recognized words of English, however once it comes in “reasoning portion” make the puzzle more baffled and almost out of head.There are n ways to crack these types of symmetrical puzzles but I have taken most easygoing technique i.e. Directional Arrows. Let’s see how…
Problem 1: If John is richer than Samantha, but not so rich as Danny, then Samantha is?
Richer than John
Richer than Danny
Poorer than Danny
Neither richer nor poorer than Danny
Solution:
Condition is John is richer than Samantha – Draw a Downward arrow showing John is richer than Samantha
Condition is but no so rich as Danny- In sentence the comparison of Danny is with John as main subject where it cleared than John is not so rich as Danny that means Danny is richer than John.
Merging both diagrams, it shows Danny is richer than John and John is richer than Samantha.
Conclusion- As shown in figure above, Samantha is poorest of all.
Options (c) Poorer than Danny: True! Samantha is poorer than Danny as well as John. Problem 2: A is taller than B but shorter than C. D is taller than A but shorter than C. E is taller than B but shorter than A. The tallest person is?
A is tallest
B is tallest
C is tallest
D is tallest
Solution:
Condition is A is taller than B but shorter than C: A is taller than B whereas A is shorter than C.
Condition is D is taller than A but shorter than C: D is taller than A but D is shorter than C
Condition is E is taller than B but shorter than A: E is taller than B but E is shorter than A.
Conclusion: Merge all the conditions and the sequence becomes C>D>A>E>B
C is Tallest option (c) is right.Problem 3: Out of five friends, the age of Deepak is in the middle. Kamal is the youngest. Alka is older than Naren. Mohan is the younger as compare to Deepak and Deepak is younger as compare to Naren. Who is the eldest?
Alka
Naren
Deepak
Mohan
Solution:
Condition is Deepak is in middle: Deepak age is in between all his four friends.
Condition is Kamal is the youngest: Kamal age is lowest means it is at the lowest level.
Condition is Alka is older than Naren: Alka age is higher than Naren
Condition is Mohan is the younger as compare to Deepak and Deepak is younger as compare to Naren:
Merge Condition 3 and 4:
Applying Condition 2: Kamal has lowest age the sequence becomes Alka>Naren>Deepak>Mohan>Kamal
Alka is eldest option (a) is right.Problem 4: Among five colleagues, Joy earns less salary than Kim but more than Rocky. David earns more than Joy but less than Eddy. Eddy earns more than Kim. Who earns the highest salary?
Eddy
Kim
David
Data inadequate
Solution:
Condition is Joy earns less salary than Kim but more than Rocky: Kim has highest salary
Condition is David earns more than Joy but less than Eddy:
Condition is Eddy earns more than Kim: Merge in condition 1…
The sequence becomes Eddy> David/ Kim>Joy>Rocky.
Eddy earns highest salary. Option (a) is correct.Now one question for you let’s see how much you have learnt.. Question: Five boys A, B, C, D and E are sitting on a ladder. E is above A, C is below B, B is below A and D is above C. Who is at the bottom? Options are A,B,C or D. >>CLICK HERE TO DOWNLOAD PDF FILE..Related Posts: Discover how to polish Reasoning skills, Blood Relation IIPosted byShikha Nandaat02:57Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Reasoning SkillsFriday, 21 August 2015
Do you know our divine Sun is going on 15 day trip?
Yes! It’s true! NASA has declared 15 Days of Darkness in November 2015. But it doesn’t mean you are free from office and day to day work. Some even believes that world is going to end. Hold on! The report says that people need not to worry as this is completely a natural phenomenon that occurs after every 26,000 years.This ‘November Black out’ event will take place between November 15 to November 29, 2015, NASA said. Astronomers clarify the fact that this process is called ‘galactic eclipse’ which haven’t taken place over 1 Million. The big reason behind this ‘15 day night out’ is some another astronomical event that will happen within Jupiter and Venus resulting a complete darkness starting at 3 A.M on November 15 and will ended at 4:15 P.M on November 30. In detailed study, scientist unwrap some very interesting things like while astronomical event happening between Venus and Jupiter, our earth passes from dark rupture of the galaxy in solar system that cause gap resulting in complete absorption of all the photons. Because this phenomenon came about between earth and sun, not a single sun ray will hit the earth leading dark shade.Blown up? Out of mind? This announcement has taken a form of debate and people are separated on their different opinions.Some say its false where as some really believe this is going to happen and finish their life. Well from my end, its gonna be a big surprise for us. What do you think? Is that all true? What are you planning to do in these 15 days? Think over it…. Posted byShikha Nandaat03:51Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsThursday, 20 August 2015
Find out what UK says on e-cigarette…
Recently a shocking report given by Public Health England (PHE) saying that e-cigarette is better alternative over tobacco. UK approves the e-cigarette and suggested to be prescribed by NHS.PHE in its report agreed on vaping and sees its usage as the cease of traditional habit of tobacco smoking. Electronic cigarette is 95% less harmful than tobacco study reveals.Vaping is better than Smoking…they says and concord over the fact that it can lend a hand to those who put risk on their lives all the times through toxic gas.On the contrary, they also clear the fact that children are not getting an opportunity to smoke through this idea. This is only valid for chain smokers and adults. In Britain around 2.8 million smokers are using e-cigarette. With this approval, Government of Britain is looking forward to set a trend of e-cigarette usage to take the country out of smoke misery. Posted byShikha Nandaat02:53Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsMonday, 17 August 2015
Marshmallow! New Desert of Google’s Android OS
After Jelly bean (4.1), KitKat (4.4), and Lollipop (5.0) Versions of Goggle Android OS, one more Desert is all set to bombard in IT market very soon. Marshmallow! Right! Google has given this name to 6.0 version of new operating system for its Android mobile devices. Product manager, Jamal Eason asked in a post on the Android developer blog “Whether you like them straight out of the bag, roasted to a golden brown exterior with a molten center, or in fluff form, who doesn’t like marshmallows?”He also added that developers searching to develop or update apps for Android device can now download the software with ease. This New Desert incorporate Fingerprint sensors, credential based functionality and power-saving modes ‘doze’ that really give a delightful taste of new Android OS.Furthermore, in case you need to install and upgrade your apps, Users running certain apps will not need to grant any permission and the applications instead request permissions as it needs them, according to Google.Across the world, Android is one of the top brands of all and there is about 80% populace using smart phones on newer or older versions of OS.Jamal Eason has also announced the final Android 6.0 preview SDK, which developers can access through the SDK Manager in Android Studio.Regarding release date it will likely hit the market flanked by October and November, along with launching of two Nexus smart phones, Nexus 4 and Nexus 5. Posted byShikha Nandaat23:52Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsLet’s beat the cube root at its best….
So people! I hope you must have finished up with the last article on square root and in the same manner we will proceed further to calculate cube root. The best part in calculating root problems here is you don’t need calculator and it will hardly take much time to resolve the issue. Whether you are sitting in examination hall or wish to show your brilliance before your friends, you just need a pen and paper to prove yourself. Let’s Recall in square roots we made the table of squares similarly in cube root you have to follow the table of cubes as shown below :Cube Root of Index four (For Perfect Cubes):
Problem 1:∛ 1728
Solutions:Break the problem as we get second half containing three digits (in cube root). 1728
Check second half 728 last digit lies in table.
Last digit 8 come by cubing 2
First half is 1 and is perfect cube of itself.
Finally, Cube root of 1728 is 12
Problem 2:∛ 4096
Solutions:Break the problem as we get second half containing three digits (in cube root). 4096
Check second half 096 last digit lies in table.
Last digit 6 come by cubing 2
First half is 4 lies in between the cubes of 1 and 2 and always takes lower value.
Finally, the Cube root of 4096 is 16
Cube Root of Index five (For Perfect Cubes):
Problem 1:∛ 19683
Solutions:Break the problem as we get second half containing three digits (in cube root). 19683
Check second half 683 last digit lies in table.
Last digit 3 come by cubing 7 and is second half of answer
First half is 19 lies in between the cube of 2 and 3 and always takes lower value i.e. 2.
Finally, the Cube root of 19683 =27
Problem 2:∛ 46656
Solutions:Break the problem as we get second half containing three digits (in cube root). 46656
Check second half 656 last digit lies in table.
Last digit 6 come by cubing 6 and is second half of answer
First half is 46 lies in cube of 3 and 4 and always takes lower value i.e. 3
Finally, the Cube root of 46656 is 36
Cube Root of Index six (For Perfect Cubes):
Problem 1:∛ 804357
Solutions:Break the problem as we get second half containing three digits (in cube root). 804357
Check second half 357 last digit lies in table.
Last digit 7 comes by cubing 3 and is second half of answer
First half is 804 lies in cube of 9 and 10 and always takes lower value i.e. 9
Finally, the Cube root of 804357 is 93
Solve ∛175616 and see how much you have learn’t …. For right answer check the pdf file >>CLICK HERE TO DOWNLOAD PDF FILE..Related Post: Square Root, Square TricksPosted byShikha Nandaat06:35Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Quantitative AptitudeFriday, 14 August 2015
Solving Square Root is a child’s play now
Finding Square Root of two or three digit number is the easiest of all but when digits go on adding, we feel fearsome how to solve puzzle within a second or two. Friends! If you are at the similar situation where you have a long mathematical puzzle in which square root is just a part of it then let me take you out of this agony. Here we go….First of all go through these important facts:Number ending with 2,3,7,8 will never give you a perfect square.
Number ending with odd number of Zeros again has no perfect square.
Let’s try to solve the Square Root with simplest methodSquare Roots of four digit number (For Perfect Squares):
Question1: √ 1024
Solution: Steps to solve:Break the number into two halves i.e. 10 and 24
Take the second half i.e. 24 and check extreme last digit 4 appearing in the table:
The extreme last digit 4 is coming after the squaring of 2 and 8.This indicates that answer will contain last digit from these options 2 and 8.
Now take first half i.e. 10 and check the table again.
Now check first half 10 lies in squares and choose the smaller value always.
From 3 and 4, 3 is smaller and become first digit of your answer.
Now we have options of first and last digit of answer 32 or 38.
To find out the right option multiply 3 and 4.
Given 10<12 b=””> so choose the smaller option 32.
Square Root of 1024 is 32.
Question2: √ 2116
Solution:Break into two halves 21 and 16
Take the second half and check extreme digit 6 appearing in the same table.This indicated that answer will contain last digit from these two 4 and 6.
Now take first half i.e. 21 and again check the table.
Now check first half 21 lies in squares and choose lower value always.
From 4 and 5, 4 is smaller and become first digit of your answer.
First and last digit options of answer 44 and 46.
To find out the right option multiply 4 and 5
Given 21>20 so we choose greater value i.e. 46.
Square Root of 2116 is 46.
Square Root of Five Digit Number (For Perfect Squares):
Question1: √ 13456
Solution:Break into two halves such that you always left with two digits in second half.
134 56Repeat step 2 and 3 again.
6 appear in 4 and 6 and become options of answer’s last digit.
Now take first halve. Table is extended as we have now first half containing three digits.
Now check first half 134 lies in squares and choose lower value always.
11 becomes first digit of the answer.
First and last digit options of answer are 114 and 116.
To find out the right option multiply 11 and 12
Given 134 >132 so choose greater value i.e.116
Square Root of 13456 is 116.
Question2: √ 9025
Solution:Break into two halves 90 and 25 such that you always left with two digits in second half. .
90 25Second half 25 is perfect square of 5 so we have only one option of last digit i.e. 5
Take 90 and check where it lies and take the lower value always.
9 will be your first digit of answer.
Square Root of 0925 becomes 95.
Square Root of Six Digit Number(For Perfect Squares):
Question1: √ 262144
Solution:Break into two halves 2621 and 44 such that you always left with two digits in second half.
2621 44Check the second half 44 appear in table.
Last Digit 4 appears at 2 and 8.
Now take first halve. Table is extended as we have now first half containing four digits .
Now check first half 2621 lies in squares and choose lower value always.
51 becomes first digit of the answer.
First and last digit options of answer are 512 and 518.
To find out the right option multiply 51 and 52
Given 2621 < 2652 so choose smaller value i.e. 512 and is the answer.
>>CLICK HERE TO DOWNLOAD PDF FILE..Posted byShikha Nandaat05:40Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Quantitative AptitudeMonday, 10 August 2015
Current Affairs of 16th May to 23rd May 2015
16th May current affairs
Former President Mohammed Morsi given death sentence, M J Joseph appointed as Controller General of Accounts(CGA), 24 agreement signed between India and China, Canada Announcement on Green house gas emission, Infosys new campus in China…
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17th May current affairs
India declares $ 1 billion credit support to Mongolia, India beat its target in fiscal deficit this year at 4%, Ravishankar Prasad introduce First postal ATM in Bihar, PM Modi offered Bhabhatron machine to Mongolia…
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18th May current affairs
7 Agreement signed between India and South Korea,David Granger appointed as new President of Guyana, ‘Jahn-Teller-metal’ new state of matter discovered, Aruna Shanbaug passed Away….
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19th May current affairs
Korea declares investment of 10 billion for India, Infosys stands first to link up with RE 100 Renewable Energy Campaign, Anti-submarine INS Kavaratti launched in Kolkata,India’s first dedicated astronomy satellite ASTROSAT fully assembled…
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20th May current affairs
President new account Twitter broke a world record, Draupadi appointed as Jharkhand’s first woman Governor, Laszlo Krasznahorkai won Man Booker International Prize 2015, IMD signed MOU with POSOCO….
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21th May current affairs
21st May observed as Anti Terrorism Day, MOU signed between RBI and Central Bank of Seychelles,New upcoming website to track missing kids, President Obama named Indian-American professor for admin post…..
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22th May current affairs
Mohan Kumar appointed as new Defense Secretary, International Day of Biological Diversity observed across the world, IRCTC Partnership With MyDala, India got 6th position in terms of scientific publications, Jazz Musicain Bob Belden died at the age 58…
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23th May current affairs
UN medal will be awarded 2 Indians among 126 peacemakers, Jayalalitha sworn in as the chief minister of Tamil Nadu, Fighter aircraft successfully landed on Yamuna Expressway, Himachal successfully implemented ‘Beti Bachao Beti Padhao’ campaign, Parvinder Singh first Indian origin Sikh appointed as mayor of Wokingham …
Read More..
>>CLICK HERE TO DOWNLOAD PDF FILE..Posted byShikha Nandaat08:27Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs23rd May 2015 Current Affairs
UN medal will be awarded 2 Indians among 126 peacemakers:From India, two Indian peacekeepers are chosen among the 126 military and police who will be awarded UN medal posthumously. This selection is based on the bravery and sacrifice of the person while serving world body’s peacekeeping operations.Raju Joseph, who had served in a civilian capacity with the UN Mission in South Sudan (UNMISS)
Lance Naik Nand Ram, who served with the UN Organization Stabilization Mission in the Democratic Republic of the Congo (MONUSCO)
Both Indians will be awarded the Dag Hammarskjold Medal on the International Day of UN Peacekeepers celebrated every year on May 29.
Jayalalitha sworn in as the chief minister of Tamil Nadu:Jayalalitha sworn in as the chief minister of Tamil Nadu after former CM Mr O Panneerselvam resigned from his position. Jayalalitha sentenced for four years and in her absence Mr O Panneerselvam headed the government. Tamil Nadu Governor K Rosaiah accepted his resignation and invited Ms Jayalalitha to head the government.Case on Jayalalitha: She was charged of collecting money more than $10m (£6.4m) and vitiated on her luxury lifestyle and as last she had to quit from her chief minister post. While putting raid on her premises, police found more than 10,000 saris and 750 pairs of shoes.
Fighter aircraft successfully landed on Yamuna Expressway. In India, first time a fighter aircraft ‘Mirage 2000‘of Indian Air Force (IAF) successfully landed on Yamuna Expressway near Mathura. This was trial exercise to know how capable fighter aircraft is to land on road runways during emergencies.But the saddest part is many of the countries including Pakistan have already done. Pakistan has practiced this twice first time in 2000 and then in 2010 again.The aim behind the use of highways and civil airstrips is that during war times landing is the first important aspects while targeting enemy.
Himachal successfully implemented ‘Beti Bachao Beti Padhao’ campaign: In Himachal; Pardesh, district Una and Kinnaur, campaign “Beti Bachao Beti Padhao” is successfully implemented. In some parts of these districts girl child sex ratio is on decline rate. So under campaign state government is using its machinery in such areas to recover the sex ratio.Moreover government is maintaining workshops to check that right execution of laws are practicing or not. The Pre-Conception and Pre-Natal Diagnostic Techniques Act is being implemented too.In addition, various measures have taken to check the misuse of pre-natal diagnostic techniques.
Parvinder Singh first Indian origin Sikh appointed as mayor of Wokingham Parvinder singh became first Indian origin Sikh appointed as mayor of Britain’s Wokingham Borough Council. He is Conservative party councillor replaced Councillor UllaKarin Clark from Mayor Position. His will serve this position till 2016.About Council: Councils in UK work to run daily matters of specific regions of a city or town and the mayor’s part is to host a various fund-raising practices to boost up his region.
Posted byShikha Nandaat08:07Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs22nd May 2015 Current Affairs
Mohan Kumar appointed as new Defense Secretary.IAS officer Mohan Kumar today appointed as new Defence Secretary of India. He will enjoy the two-year tenure for the position. In his career, he was serving as IAS officer of 1979 batch in Odisha cadre. Between 2010 and 2013 he has served as Commerce Ministry and in 2014, , he served as Steel Secretary . He has replaced Radha Krishna Mathur, a 1977 batch Manipur-Tripura cadre IAS officer, who completes his two year tenure on May 28.
International Day of Biological Diversity observed across the world: On 22nd May, International Day of Biological Diversity observed across the world. The purpose of theis day observation is to make understand and aware people about the biodiversity.In 1993, it was first celebrated by second committee of UN General Assembly and then in 2000 year designed for whole world to observe. The theme observed for 2015 is ‘Biodiversity for Sustainable Development’ which ponders the importance of efforts built at all degrees to lay down a set of Sustainable Development Goals (SDGs) which is part of United Nations Post-2015 Development Agenda for the period of 2015-2030.
IRCTC Partnership With MyDala: The Indian Railway Catering and Tourism Corporation (IRCTC) have join hands with MyDala website to offer their customer various deals and offers while buying tickets online. RCTC has launched a new micro site at http://www.mydala.irctc.co.in/ that blasts various beneficial offers.The deals includes various categories including Food & Drinks, clothing, beauty, fitness and recreation deals. Dr. A K Manocha, Chairman and Managing Director of IRCTC launched the tie up and make commitment to satisfy their customers. IRCTC recently ties with Amazon for eCommerce and Paytm for payments.
India got 6th position in terms of scientific publications: India got 6th position in terms of scientific publications and publishing scientific research papers in different journals. According to Ashutosh Sharma, Secretary of Department of Science and Technology, India was on tenth position earlier, but now got sixth that shows efforts invested.A function was organized by Research Council UK to mark the improvement between UK and India in the field of scientific research where Mr Sharma proclaimed the efforts done and said that more efforts are required for better ranking.
Jazz Musicain Bob Belden died at the age 58: A Grammy-winning Jazz Musician Bob Belden died at the age 58.He was the first American musicians who performed in Iran. Due to severe heart attack Belden died at Lenox Hill Hospital in Manhattan. Bob was well-known musician for making multi-artist thematic albums. In his lifetime he made album “Miles from India,” on which both musicians from Indian and American performed on Miles Davis tunes. This was marvelous album and he got Grammy nomination for Best Contemporary Jazz Album in 2009.
Posted byShikha Nandaat08:06Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs21st May 2015 Current Affairs
21st May observed as Anti Terrorism Day:On 21st May every year, Anti Terrorism Day observed across the country. The day is a remembrance of the Death anniversary of former Prime Minister of India, Rajiv Gandhi. On this day Union Home Ministry administers the Anti-Terror oath to employees and terrorist in prison.The objective behind the Anti-Terrorism Day is to give lesson of peace and anti- terrorism to the people of India. This is the best way to aware new generation about the danger of terrorism and violence and its effect on the society and the country all together.
MOU signed between RBI and Central Bank of Seychelles: MoU has contracted between Reserve Bank of India (RBI) and Central Bank of Seychelles on exchange of information and mutual assistance in banking sector supervision. This MoU was penned among SS Mundra, Deputy Governor of RBI and C. Edmond, First Deputy Governor of CBS.In the month of March, PM Narender Modi visited Seychelles to set up strong bonds and open trade between countries. Till now RBI has signed 25 such agreement, one Letter for Supervisory Co-operation, one Statement of Co-operation with overseas regulator.
New upcoming website to track missing kids: In June, a new website is all set to enter the internet that can help you to upload the details and visuals of your missing kid. You can even lounge a missing complaint in few seconds.The website name is ‘khoyapaya.gov.in’ and will be launched very soon. Women and child development (WCD) Minister Maneka Gandhi have already ended the formalities and taken electronics and information technology (DEITY) and police all together to search your loved ones. Moreover she is hoping to link the website with social media to get more expose.
President Obama named Indian-American professor for admin post: US President Obama has elected Indian American professor ‘Akhil Amar’ from Yale University for the prestigious post in National Council. His name was declared by Obama along with other primal administration positions too.In the year 1984 to 1985, he has worked as law clerk to judge Stephen Breyer and then of the US Court of Appeals for the First Circuit. Since1985, he was working as Professor at both Yale Law School and Yale College. He has also written various books on constitution and presently is a member of Board of Directors of the Constitutional Accountability Center and the Coalition of Freedom Advisory Board of the National Constitution Center.
British Sports business magazine ‘SportsPro’ survey. Virat Kohli, India’s cricketer got 6th world’s most marketable athlete position in British Sports business magazine ‘SportsPro’. Another Indian who wrapped her position in magazine is Siana Nehwal, the world’s best shuttler is at 44 on the world’s marketable athlete list. On the top world champion ‘Eugenie Bouchard’ got first place and Brazilian football superstar ‘Neymar ‘was listed for second most marketable sportsperson in the world.About magazine: This monthly magazine usually reports on the business and financial aspects of sports across the world. The Top Ten list of World’s Most Marketable Athlete:Eugenie Bouchard (Tennis)
Neymar (Football)
Jordan Spieth (Golf)
Missy Franklin (Swimming)
Lewis Hamilton (F1)
Virat Kohli (Cricket)
Stephen Curry (Basketball)
Kei Nishikori (Tennis)
Katarina Johnson-Thompson (Athletics)
Usain Bolt (Athletics)
Posted byShikha Nandaat08:06Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs20th May 2015 Current Affairs
President new account Twitter broke a world record:American President Obama is officially on new Twitter account @POTUS. Through this account he got new way to address the people of America. The important part of news is his account has reached more than a million followers in just 5 hours.His name is entered in Guinness Book of World Record. The last record was beaten up by Iron Man star Robert Downey in April 2014. In 23 hours and 22 minutes he followed by millions of people.
Draupadi appointed as Jharkhand’s first woman Governor: Draupadi Murmu appointed as Jharkhand’s first woman Governor succeeding Syed Ahmed. Syed Ahmed is transferred to Manipur and takes over the same charge there. Murmu was heading ministry under the Naveen Patnaik cabinet when Biju Janata Dal ruling party was persisted in the back of BJP. Jharkhand High Court Chief Justice Virendra Singh gave the oath of Governor to Murmu.
Laszlo Krasznahorkai won Man Booker International Prize 2015: Laszlo Krasznahorkai won ‘Man Booker International Prize 2015’ for his novels Satantago(1985) and The Melancholy of Resistance(1989). These novels were come into limelight when director Bela Tarr changed it into reel life. Laszlo got 60,000 pounds as prize money. About Man Booker International Prize: The Prize is specified to give reward to the living person who has gained tremendous fame for his work in fiction. The published fiction must be in English or available in translation in the English.
IMD signed MOU with POSOCO India Meteorological Department (IMD) under the Ministry of Earth Sciences has signed an agreement with Power System Operation Corporation Limited (POSOCO), subsidiary of PGCIL for the purpose of finest utilization of weather information and forecast in the power sector.The agreement came into emergence due to the over energy utilization in all fields especially in weather forecasting sector. As to pave the power sector way with benefits and enhancement and make them weather proof this agreement penned down.
President inaugurates Golden jubilee for India’s first expedition to Mt Everest: President Pranab Mukhrejee inaugurated Golden jubilee celebration for surviving members of India’s first successful expedition to Mt. Everest. In 1965, India first time scaled Mt. Everest, some members clinch the victory but some fails too. On the celebration PM Modi met the family of the deceased fellows of the expedition. Col. N Kumar, Captain M. S. Kohli, Shri Gurdial Singh, Shri Sonam Wangyal, Maj H P S Ahluwalia, Shri C P Vohra, Brig Mulk Raj, Shri G S Bhangu, and Dr. Lala Telang are the surviving members who were invited on this celebration.During this occasion, PM also released the book, “The Great Himalayan Climb”.
Posted byShikha Nandaat08:05Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs19th May 2015 Current Affairs
Korea declares investment of 10 billion for India: During the day 2 of South Korea visit, Korean President Park declares an investment of 10 billion dollars for Indian infrastructure and Transportation development. Both the countries agreed to uplift their bilateral knots to a special “Strategic Partnership”.This was the last day to wrap up the six-day tour to China, Mongolia and South Korea where PM Modi met with premiers and signed several agreements to boost Indian bonds with these regions.
Infosys stands first to link up with RE 100 Renewable Energy Campaign: Infosys recently link up with RE 100 Renewable Energy Campaign. This campaign is a globally recognized for their member companies devoted to works on 100% renewable power. Nestle, Mars, BT, Swiss Re, Philips, Formula E, IKEA, H&M;, KPN are some of the known members of RE 100 Renewable Energy Campaign that strongly believe in taking potent measures to use minimum energy sources enhancing Indian economy to next level.
Anti-submarine INS Kavaratti launched in Kolkata: 4th Anti-submarine war vessel ‘INS Kavaratti’ launched in Kolkata. It is designed by the Directorate of Naval Design and worked up by Garden Reach Ship Builders and Engineers. About its specialties, it covers the displacement of 3,300 tones, having a length of 109.1 meters and is about 13.7-m at beam. This anti-submarine run by four diesel engines and can survive about 3,400 nautical miles. Kavaratti build under the project of designing P28 ships signed in June. In 2014, NS Kamorta, the first ship under this project was launched. Kadmatt and Kiltan are upcoming war vessel in the falling year till 2007.
India’s first dedicated astronomy satellite ASTROSAT fully assembled: ISRO has launched the first dedicated astronomy satellite ASTROSAT designed with propose of studying distant celestial objects. This satellite is the first to be operated as a space observatory and fit with mechanism PSLV payload adaptor.ISRO clarified that Ultraviolet (UV), optical, low and high energy X-ray wavebands will be adequate for taking different remarks simultaneously. It is launched by PSLV C-34 to a 650 km close to equatorial trajectory around the Earth. Moreover device is equipped with four X-ray payloads, One UV telescope and charge particle monitor.
Italian Open title winners: Italian open was played in Rome in which Maria Sharapova of Russia wins women’s single third Italian Open title defeating Carla Suarez Navarro by 4-6 7-5 6-1.
Novak Djokovic of Serbia won the men’s single of Italian open beating Roger Federer by 6-4, 6-3.
Posted byShikha Nandaat08:05Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs18th May 2015 Current Affairs
7 Agreement signed between India and South Korea:From Mongolia, PM Modi reached South Korea during his three nation tour. PM Narender Modi and South Korea President Park Geun-Hye signed 7 agreements/MOU’s detailed as follows: Agreement signed on the matter of Avoiding Double Taxation on the taxpayers belonging to both India and Korea.
MOU on concern of film industries to cooperate in Audio-Visual Co-Production of films, animation and broadcasting programs.
Mutual Understanding for National Security Council Secretariat of India and the Office of National Security of Korea to set up better talks.
Agreement in enhancing the development of Electric Power and New Energy Industries between the Power Ministry of two.
Agreement between Department of Youth Affairs and Sports of India and the Department of Gender Equality and Family of Korea to reinforce and promote Youth in all spheres.
MOU between of Road and Highways Transport of India’s Ministry and the Land, Infrastructure and Transport of Korea’s Ministry to develop the infrastructure to next level.
Agreement on mutual assistance in the Fields of Maritime Transport and Logistics.
David Granger appointed as new President of Guyana: Retired Army officer David Granger appointed as new President of Guyana. In national election held in May his party A Partnership for National Unity (APNU) beaten up the oppositions People’s Progressive party(PPP). He is holding the chair of eighth President of Guyana. About his career, he last served as brigadier in Army and about study he did his Bachelor’s and Master’s from the University of Guyana. Post Graduate Diploma in International Relations from West Indies University.
‘Jahn-Teller-metal’ new state of matter discovered: Scientist has discovered ‘Jahn Teller metal’ a new state of matter that acts like a superb superconductor, insulator, metal as well as magnet all in one single box.This discovery came from the study of superconductor made from Carbon 60 molecule. A new state of matter found after changing the space between adjacent C 60 molecules by doping rubidium material into it. Because of Unknown state the matter got name Jahn–Teller metal.
Aruna Shanbaug passed Away: Aruna, nurse of Mumbai’s King Edward Hospital passed away today. On 27 November 1973, she at the age of 25 was raped by hospital cleaner who suffocated her neck with metal chain and throw in hospital basement to die.After severe brain damage and paralysed she was on bed for last 42 years in same hospital where she was working. Six day before her death, she was battling with pneumonia that becomes the cause of his demise.
After 19 years, India assumes Presidency of 68th World Health Assembly: After 19 year gap, Minister of Health & Family Welfare, Jagat Prakash Nadda assumes Presidency of 68th World Health Assembly (WHA) at Geneva. From 18th to 27th May 2015, Mr.Nadda was leading the Indian delegation to WHA. The vital subjects of global interest include global health emergency, air pollution and health, anti-microbial resistance, global strategy and plan of action on public health, preparedness and surveillance, innovation and intellectual property, and research and development in neglected tropical diseases.
Posted byShikha Nandaat08:04Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs17th May 2015 Current Affairs
India declares $ 1 billion credit support to Mongolia: During PM’s two day visit to Mongolia, he declares $ 1 billion credit support to Mongolia for the development of Mongolia’s economy and infrastructure. Both the Prime Ministers penned down a mutual understanding statement to hold further bilateral bonds and uplift their associations to “strategic Partnership” PM Modi is the first Indian ever premier who visit Mongolia and attended a Mongolian Nadaam festival. Mongolia is Modi’s second leg of three day tour followed by China and ended at South Korea.
India beat its target in fiscal deficit this year at 4%: This year 2014-2015 budget, India beats its own financial target. This time government managed fiscal deficit at 4 % of GDP or Rs 5,01,800 crore. This is somewhat improved figure than of 4.1 per cent of the GDP for the fiscal deficit in 2014-15.Talking about revenue deficit, it contain only 2.8% of GDP or 3 lakh crore which is lower than expected 2.9 % of the GDP in last year 2013-2014.
Ravishankar Prasad introduce First postal ATM in Bihar: Union information and technology minister Ravishankar Prasad is all set to introduce 1,000 postal ATMs across the country so to withdraw money at any period of time. To show his first footstep, he inaugurated first postal ATM in Bihar at General Post office Patna. Moreover, He also predicted to take hand-held devices in practice for postal system that would ensure miles connectivity of banking system across the country. In Bihar about 8,000 post offices would get hand held devices within a year, Prasad cleared in an interview.
PM Modi offered Bhabhatron machine to Mongolia: PM Modi offered Bhabhatron machine to Mongolia for cancer treatment during his recent visit. This machine is developed by the Bhabha Atomic Research Centre, India. According to the agreement signed between India’s Tata Memorial Centre and Mongolia’s National Cancer Centre to offer Bhabhatron-II Tele-therapy machine equipped with a Radiotherapy Simulator.
Haddin announced retirement from one day cricket tournament: The 37 year old Australian wicketkeeper Brad Haddin announced his retirement from one day cricket match and decided to play in the March’s World Cup final last time.He was last caught on camera when he won Famous World Cup against New Zealand in Melbourne. He also made his ODI while playing against Zimbabwe in 2001. In his career he played 126 ODI games and took 170 catches, 11 stumpings and scored 3,122 run. In famed name list he clinched third position after Ian Healy and Adam Gilchrist.
Posted byShikha Nandaat08:03Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current Affairs16th May 2015 Current Affairs
Former President Mohammed Morsi given death sentence:Egypt’s Government has given death sentence to Former Islamist President Mohammed Morsi for the incident of lawlessly breaking of jails and attacks on police force in 2011 revolt. On 3rd July 2013, he was expelled by government and put behind bars.He was charged under spying the Palestinian Hamas movement, Iran and Lebanon’s Hezbollah.
M J Joseph appointed as Controller General of Accounts(CGA): Government has appointed M J Joseph as new Controller General of Accounts. Working in Ministry of Finance, earlier CGA ‘Jawahar Thakur’ has promoted to OSD (Accounting Reforms) in the same department.Beginning with Joseph life, he served Indian Civil Accounts Service as officer in 1979 batch. Joseph has also worked as Public Financial Management Adviser at the IMF’s Regional Technical Assistance centre. In his career he supplied his duties dedicatedly even in Union Government and Union Ministry of Defense.
24 agreement signed between India and China: During PM Modi visit to China, India has signed 24 agreements with China worth 10 billion dollars. Check out these agreements in brief: Protocols to set up of consulates-general at Chengdu and Chennai and Guanzhou.
MOU concerning ministry of skill development and entrepreneurship of India and China.
Designing program on mutual aid in establishing Mahatma Gandhi National Institute for Skill Development and Entrepreneurship in Gujarat.
Cooperation on advisory mechanism in trade negotiations.
Cooperation among the ministry of external affairs of India and international department of the central committee of the Communist Party of China.
Plant an action of co-operation for the development of railway sector both in India and China.
MOU on education exchange programmes
MOU on Space Cooperation
Co-operation in the mining and minerals sector between the ministry of mines of India and the ministry of land and resources of China.
MOU between Doordarshan and China Central Television on cooperation of broadcasting field.
Set rules on health and safety regulations on bring in Indian oil-rich seed repast to inspection, quality supervision and quarantine ministry.
Cooperation in the field of tourism.
Understanding on formation of India- China think tank forum.
Co-operation on India’s Niti Ayog and Development Research Center of China.
MOU between Ministry of Earth science of India and China’s earthquake administration.
MOU between Ministry of Earth science of India and China’s oceanic Administration.
Agreement on cooperation between Geological Survey, ministry of mines of India and China.
Cooperation among the ministry of external affairs of India and China on shaping of states/provincial leaders’ forum.
MOU on setting up of strong relations between Hyderabad of India and Qingdao of China.
Understanding on making up strong relations amid Chennai of India and Chongqing of China.
Agreement on shaping up relations between Aurangabad and Dunhuang of China.
Signed agreement involving the establishment of a centre for Gandhian and Indian studies.
MOU on the establishment of good relations between governments of Karnataka and Sichuan of China.
Agreement on the establishment of yoga colleges both in India and China.
Canada Announcement on Green house gas emission: Canada is all set up to reduce 515 metric megatons or around 30% of its Green house gas emission by 2030 as compared to 2005 levels.In 2013 greenhouse emitted by Canada was about 726 metric megatons, and in 2005 its emissions reached 731 metric megatons. Furthermore, Canada is planting a new framework to formulate new regulatory measures for oil, gas, and chemical industries.
Infosys new campus in China: Infosys, a biggest technology colossus is ready to establish its feet in the foreign market. Recently, Infosys is in news for mounting its first center in Zizhu Science and Technology Park Shanghai, China. According to the sources, Infosys invests about $130 million to set up its huge campus in China. An Agreement has signed between Infosys and Chinese government at the India-China Business Forum. PM Modi also addressed the forum in Shanghai to praise the step which expand business and establish strong ties between India and China.
Posted byShikha Nandaat08:03Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Current AffairsMonday, 3 August 2015
Banking Structure in India
In India, Banking is a need of every person whether you wantFinancial services
Financial Intermediary
Payment Services
Ancillary Services
Banks are always there to easily rely on… Talking about the Banking structure in India, it has somewhat different faces from other countries. Let’s see how Banking structure classified:
Click on image for full size The Detailed study Reserve Bank of India:
The foremost name is RBI, since its establishment in 1935 under the RBI Act 1934 acts like a statuary body made by Government of India (GOI). RBI is holding apex position having control of monetary policies of India. In my last blog we have discussed how Imperial Bank of India dissolved and RBI Act 1934 laid down by Royal Commission or Hilton Young Commission. In 1935, RBI had it’s headquarter in Kolkata (West Bengal) but was shifted to Mumbai after two years of its establishment. Sir Chintaman D.Deshmukh was the first Indian Governor of RBI and presently Dr. Raghuram Rajan is serving the position. In India, RBI has 22 offices in different states and Union Territories.
Commercial Banks:
Commercial Banks are the banks that offer their services to general public and organizations. In these Banks, individual can deposits money, apply for business loans as well as can relish various investment schemes.
Main Functions:
These banks accept saving account deposits, recurring account deposits, and fixed deposits from general public lodged under some specified time period.
These banks also grant term and deposit loans to various organizations, agriculture and rural development sector.
They also offer various advantageous facilities like over drafting, money at call, bill discounting, cash credit etc.
Commercial Banks are Scheduled Banks that are included in Scheduled II (Second) of Reserve Bank, 1934. The conditions for to be scheduled are First- Banks should have capital and collective funds more than Rs. 5 lakh and Second- No process of Banks can harm the interest of deposits. Such banks only run to make profit out of their services.
Under Commercial bank, Public Banks, Private Banks, Foreign banks and Regional rural banks comprised of:Private Banks:
These banks are owned by either a person or limited members that offers their effective wealth management services to high net worth proprietors. Individuals who have usually more property and wealth as compare to lay man are largely in search for right investment schemes as to ensure their financial safety and security.Some of well-known private banks are Axis Bank, HDFC, ICICI, IndusInd Bank, Kotak Mahindra, Yes Bank etc.
Public Banks:
In India, Public banks are government owned available 27 in number. RBI after nationalization changed the name of imperial Bank of India to State Bank of India holds about RBI’s 60% of stake. Furthermore, SBI has its seven Associates, 19 Nationalized Banks and 1 IDBI (Other Public Sector-Indian Bank) equal to 27 Public Banks in India. Almost 91% of total banking sector contains commercial banks and SBI is the prevalent name to maintain the top position.
Regional Banks:
These are state sponsored banks aim to develop the rural economy providing credits and encouraging helpful facilities in agriculture sector. Almost every state owned these banks except Goa and Sikkim. RRB with 25 lakh capital can be established from which 50% share contributed by the central Government, 15% by the state government and left 35% of sponsoring public.NABARD (National Bank of Agriculture and Rural Development) is holding the apex position in sectors of the agricultural and rural developments.
Foreign Banks:
To make cross border relations firm and reduce the barriers, various foreign companies have reached across the world to establish their branches in other counties. Similarly in India, foreign banks like Standard Charted, HSBC, CITI bank etc are working well with their head quarters in Abroad.
Co-operative Banks:
Co-operative banks can be well-defined with its name as these institutions only works on Cooperative principle. Such institutions engaged in Normal banking by accepting deposits from individuals and repay at their wish or when required. Co-operative banks usually do banking in agriculture and rural sector and works on “No profits No loss” unlike commercial banks. Urban Co-operative Banks (UCBs), State Co-operative Bank (SCBs) and Central Co-operative Bank (CCBs) operate in Semi Urban, Urban and metropolitan areas respectively. These banks perform all the functions of banking like accepting deposits, mobilizing, supplying and providing facilities.
Loan Details:
Agriculture Credit Society provides both Short term and medium term loans.
Land Development Bank (LDB’s) provides long term loans.
State Co-operative Bank (SCBs) and Central Co-operative Bank (CCBs) provide short term and Term loans.
Sources of their funds are:
Central and State government.
The Reserve bank of India NABARD
Other co-operative Institutes
Ownership Funds
Deposits and Debenture issued.
Specialized Banks:
Specialized banks are financial institution that intended to provide a long term credits to the industrial and agriculture sectors for development purpose. The institutions which are come under this category are:
EXIM
For import and export business, person can take long term loan from EXIM. These banks provide assistance and support to direct you. Bank also guides you about the risks, possibilities and scenario of International market. Established in 1982 under the Export-Import Bank of India Act 1981 and it’s headquarter is in Mumbai.
SIDBI
For setting up small scale business or unit, you apply for easy term loans from SIDBI. SIDBI also guide you about the new technology, modernization and market activities. Established in 1990 through an act of parliament and it’s headquarter is in Lucknow.
NABARD
NABARD is holding apex position in Agriculture and Rural development sectors. The main objective of NABARD is to elevate the rural sector by increasing the valuable credit facilities in these two sectors. Established in 1982 by a specialized act of parliament and it’s headquarter is in Mumbai.IDBI
IDBI is subsidiary of RBI that provides large resources to meet the growing demand of loans in Industrial sector. In 1976 the ownership of IDBI was shifted to Government of India (GOI) and it is established as principal financial institute for development of Industrial sector. Established in 1964 under act of parliament and it’s headquarter is in Mumbai.
State level institutions are like SIDC’s, SFC’s etc as well as investment institutions like LIC, GIC and UTI.>>CLICK HERE TO DOWNLOAD PDF FILE..Posted byShikha Nandaat23:58Email ThisBlogThis!Share to TwitterShare to FacebookShare to PinterestLabels:Banking Awareness Newer PostsOlder PostsHomeSubscribe to:Posts (Atom)